Auto Loan Calculator – Estimate Car Payments Online Free
Calculate monthly payments for your car loan and see total cost.
100% free · Instant results · Works in your browser.
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Payment Frequency:
Loan Amount: –
Monthly Payment: –
Total Payments: –
Total Interest Paid: –
How to Use Auto Loan Calculator (3 Easy Steps)
- Enter vehicle price, down payment, trade-in value, loan term, and interest rate
- Choose payment frequency (monthly is most common)
- Click “Calculate” – see your monthly payment and total interest instantly
Frequently Asked Questions
Is this auto loan calculator free?
Yes – 100% free, unlimited use, no signup required.
Does it include taxes or fees?
No, this calculates principal and interest only. Add sales tax, registration, and dealer fees separately.
What is a typical auto loan term?
Common terms are 3–7 years (36–84 months). Longer terms mean lower monthly payments but more interest paid.
How does trade-in affect the loan?
Trade-in value reduces the amount you need to finance, lowering your loan amount and payments.
Is the calculation accurate?
Yes! It uses the standard fixed-rate amortizing loan formula.