Retirement Calculator – Plan Your Future Online Free
Calculate how much you need to save for a comfortable retirement.
100% free · Instant results · Works in your browser.
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Contribution Frequency:
Years to Retirement: –
Total Contributions: –
Projected Savings at Retirement: –
How to Use Retirement Calculator (3 Easy Steps)
- Enter your current age, desired retirement age, and current savings
- Input your monthly contribution and expected annual return
- Click “Calculate” – see your projected retirement savings instantly
Frequently Asked Questions
Is this retirement calculator free?
Yes – 100% free, unlimited use, no signup required.
What return rate should I use?
Historical average for stock market is ~7-10% after inflation. Use conservative estimates.
Does it account for inflation?
This uses real return (after inflation). For nominal, increase return rate accordingly.
Can I include employer match?
Add employer contributions to your monthly contribution amount.
Is the calculation accurate?
Yes! It uses the standard future value of annuity formula with compound interest.