Retirement Calculator – Plan Your Future Online Free

Calculate how much you need to save for a comfortable retirement.
100% free · Instant results · Works in your browser.

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Contribution Frequency:

Years to Retirement:

Total Contributions:

Projected Savings at Retirement:

How to Use Retirement Calculator (3 Easy Steps)

  1. Enter your current age, desired retirement age, and current savings
  2. Input your monthly contribution and expected annual return
  3. Click “Calculate” – see your projected retirement savings instantly

Frequently Asked Questions

Is this retirement calculator free?

Yes – 100% free, unlimited use, no signup required.

What return rate should I use?

Historical average for stock market is ~7-10% after inflation. Use conservative estimates.

Does it account for inflation?

This uses real return (after inflation). For nominal, increase return rate accordingly.

Can I include employer match?

Add employer contributions to your monthly contribution amount.

Is the calculation accurate?

Yes! It uses the standard future value of annuity formula with compound interest.