Loan Calculator – Estimate Payments Online Free
Calculate monthly payments for personal, auto, or any fixed-rate loan. 100% free · Instant results · Works in your browser.
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Payment Frequency:
Loan Amount: –
Monthly Payment: –
Total Payments: –
Total Interest Paid: –
How to Use Loan Calculator (3 Easy Steps)
- Enter your loan amount, term in years, and interest rate
- Choose payment frequency (monthly is most common)
- Click “Calculate” – see your payment and total interest instantly
Frequently Asked Questions
Is this loan calculator free?
Yes – 100% free, unlimited use, no signup required.
What types of loans does it support?
Perfect for personal loans, auto loans, or any fixed-rate amortizing loan.
How does payment frequency affect the loan?
More frequent payments (weekly/bi-weekly) can reduce total interest and shorten the loan term.
Does it include fees or taxes?
No, this calculates principal and interest only. Add any fees separately.
Is the calculation accurate?
Yes! It uses the standard amortizing loan payment formula.